Financial Risk Expert I

Welcome to the Latest Job Vacancies Site 2025 and at this time we would like to inform you of the Latest Job Vacancies from the ING Bank N.V. with the position of Financial Risk Expert I which was opened this.

If this job matches your qualifications, please send your application directly through our latest Job site. Indeed, every job is not easy to apply because it must meet several qualifications and requirements that we must meet in accordance with the standard criteria of the Company who are looking for potential candidates to work. Good job information Financial Risk Expert I below matches your qualifications.

Your role & work environment Credit Management (CM) is looking for a Senior Credit Risk Officer (SCO) Business Banking. CM is responsible for the transaction approval process and portfolio risk management of the Belgian Personal Lending, Business Banking and Wholesale portfolio and is based in Brussels. The department covers all sectors and comprises of approximately 65 FTE. The SCO is responsible to ensure the bank has fit-for-purpose / effective credit risk processes and next to that also takes responsibility for the sector framework and portfolio quality of one or more specific sectors (e.g. T&L, Services, Food & Agri etc.). Next to this role, the function also requires taking up a Regional Risk manager (RRM) and senior credit decider role for Region East. The position is a direct report to the Head of Transactional Approval and is located in Antwerp. Your key responsibilities Advice and decide Responsible for the analysis, assessment and approval (at C1, B4 and B3 decision level) of credit applications/credit movements (new or revisions) of (potential) customers or contribution to this, respecting dedicated limits (sector, RAS, sub-sector etc.). Advise on the B1 files of specific sectors; Monitor and report on developments at individual customers and on key credit risk metrics in the total portfolio and manage the Watchlist process in collaboration with the front office; Closely follow the market development to timely detect key trends; Sector and project management Responsible for functionally leading the (virtual) sector team and activities as defined in the sector framework including internal knowledge development and dissemination for the respective sector, maintenance of sector-specific underwriting frameworks etc.; Works in close collaboration with the Financial Risk Specialist III (Sector Credit Analyst) for the Sector(s) followed; Involved in / Leading working groups on different topics in the Risk domain as needed; Takes ownership to ensure effective E2E credit processes, a.o. on ESG embedding, watchlist, forbearance, covenant monitoring, IRD etc. Manage stakeholders Sparring partner and authority for the Head of Zone and BC directors; Advise decision-making bodies about measures to be taken for identified credit risks; Frequently consult with the (virtual) team, Front Office and clients and stay on top of sector trends and developments in the broader ecosystem. Your knowledge feeds into sector outlooks, asset quality reviews and credit risk alerts; Leadership Coach the team of credit analysts and deciders together with the respective Team Leads; Alternate for the Team Lead Sector Dutch and French; Be part of CRM-TA LT and actively contribute to build a future-proof organization. We look for A colleague with a talent for taking it on and making it happen, enthusiasm for helping others to be successful and a knack for always being a step ahead . In other words, you strive to bring fresh ideas to life and embrace challenges in a fast changing and complex environment. You are a naturally collaborative person who listens and invests in others to achieve common goals. You love to challenge the status quo and are eager to propose creative solutions to problems. In this role you will also need: At least 10 years of relevant experience in credit risk decision making; At least a master's degree in a relevant field of expertise; Extensive experience with the credit decision processes; Experience and comfortable in leading topics in a virtual team; Excellent analytical and negotiation skills; Thorough understanding of banking products, finance, accounting and the regulatory environment; Excellent communicator with strong stakeholder management skills; Confident in challenging senior stakeholders and providing independent advice to senior management; Ability to work in a complex and fast paced environment; Possess both problem identification and problem-solving skills, involving the appropriate parties; Result-driven with the ability to push forward issues in a persistent and constructive manner; Decisive and resilient; Fluent in French, Dutch and English We offer you A clear purpose, a unique offer and a range of flexible compensation and other benefits: Personal growth & challenging work with endless opportunities to realise your ambitions An informal, dynamic environment with innovative colleagues supporting your endeavors A progressive and agile way of working, where new ideas are valued ahead of convention A hybrid way of working We give the autonomy to our employees to let them organize their work in a flexible way that suits best for them while ensuring business continuity, customer service and employee wellbeing. Furthermore, within the Transaction Approval department, you can count on a range of opportunities to invest in your personal and professional growth with: The possibility to participate in courses and trainings; Participate and lead challenging projects that have a steep learning curve; Develop yourself into an internally and externally recognized sector expert; We redefine banking. What about you? We're on a journey that's centered around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We're proud of that! Should you have any questions about the role, team or otherwise, contact Jan Dodion.

How to Submit an Application:

After reading and knowing the criteria and minimum requirements for qualifications that have been explained from the Financial Risk Expert I job info - ING Bank N.V. Flemish Region above, thus jobseekers who feel they have not met the requirements including education, age, etc. and really feel interested in the latest job vacancies Financial Risk Expert I job info - ING Bank N.V. Flemish Region in 2025-05-05 above, should as soon as possible complete and compile a job application file such as a job application letter, CV or curriculum vitae, FC diploma and transcripts and other supplements as described above, in order to register and take part in the admission selection for new employees in the company referred to, sent via form this bottom.